SkimGuard Data Licensing
The verified skimmer
detection dataset.
Community-powered, continuously updated, and geographically indexed — the SkimGuard dataset provides fraud analysts, payment networks, insurers, and financial institutions with actionable intelligence on card skimmer activity across the United States.
What the data is
Ground-truth skimmer
detection at scale.
Every time a SkimGuard user scans a payment terminal, that scan — along with its verdict, location, timestamp, and confidence score — is added to the SkimGuard verification corpus. Community scans are cross-validated against B2B hardware scanner submissions from enrolled business operators.
The result is a continuously refreshed, geographically indexed dataset of payment environment safety status across gas stations, ATMs, retail locations, and other card-accepting terminals throughout the United States.
This data is not available anywhere else. It is the direct output of patent-pending wireless signal classification technology, not modeled or inferred from financial transaction records.
Scan data reflects actual wireless detections, not modeled estimates
Every record is geohash-indexed and associated with a stable internal location UUID
B2B hardware scans are proximity-validated before entering the corpus
| Field | Description |
|---|---|
| Location UUID | Stable internal identifier — decoupled from third-party place IDs |
| Geohash | ~10m precision geographic cell |
| Location type | Fuel retail, ATM, grocery, retail POS, other |
| Safety tier | Verified / Aging / Stale / Alert / New |
| Verdict | SAFE / WARN / ALERT with confidence score |
| Last scan timestamp | UTC, scan recency for freshness calculation |
| Alert timestamp | When an alert verdict was first recorded |
| Scan source | Consumer mobile / B2B hardware (anonymized) |
| Protocol detected | BLE / classic BT / NFC / RFID / Zigbee / other |
| State / Metro area | Geographic roll-up fields for aggregate analysis |
Field availability and granularity varies by license tier. Exact fields and schema provided to qualified licensees under NDA.
Who licenses this data
Built for organizations that
fight payment fraud professionally.
The SkimGuard dataset fills a gap that transaction data alone cannot — it identifies the physical threat before fraud occurs.
Financial Institutions & Issuers
Correlate cardholder fraud disputes against the SkimGuard alert history for the terminal location. Identify compromised merchant environments proactively. Prioritize fraud investigation resources toward high-risk geographic areas.
Payment Networks
Enrich your merchant risk scoring with real-time physical compromise data. Identify merchant locations with recurring skimmer activity. Flag at-risk terminals for remediation outreach before cardholder fraud spikes.
Fraud Analytics Platforms
Incorporate physical terminal compromise signals as a feature in fraud scoring models. The SkimGuard dataset provides a novel, non-correlated signal that complements transaction velocity, behavioral biometrics, and device intelligence data.
Insurance & Risk
Underwrite card fraud risk for merchants, fuel retailers, and ATM operators using observed physical compromise rates at specific locations. Build actuarial models from verified detection history rather than claims data alone.
Fraud Intelligence & Research
Map skimmer activity patterns geographically and temporally. Identify criminal network signatures from co-located multi-terminal deployments. Support academic and regulatory research on payment ecosystem security.
Fuel Retail & Merchant Aggregators
Portfolio-level visibility into terminal safety status across all affiliated locations. Benchmark physical security performance against regional and national averages. Support PCI DSS compliance programs.
License structure
Flexible licensing for
different use cases.
All licenses are negotiated directly. Pricing depends on geographic scope, field set, delivery frequency, and intended use. Contact us to discuss your requirements.
Snapshot
Point-in-Time Export
A single export of the full or filtered dataset at a point in time. Suitable for one-time enrichment, model training, or academic research.
Subscription
Recurring Data Feed
Daily, weekly, or monthly delta feeds of new and updated records. Suitable for fraud scoring systems, risk platforms, and ongoing research programs.
API
Real-Time API Access
Query the SkimGuard dataset by location, region, or time window in real time. Suitable for fraud scoring pipelines requiring sub-second enrichment at transaction time.
All licenses include a data use agreement, NDA, and defined permitted uses. Law enforcement and regulatory access is handled separately — see our law enforcement page.
Get in touch
Interested in licensing
the SkimGuard dataset?
We work directly with qualified organizations to structure data licensing agreements. All inquiries are handled confidentially under NDA.
Tell us about your organization, your use case, and the geographic scope you need. We'll respond within 2 business days.
Inquiry received.
We'll be in touch within 2 business days to discuss your data licensing needs.